Visa Classic credit card
The payment flexibility you need to manage your purchases
Visa Classic is the essential credit card for managing your everyday purchases and expenses.
- Pay off your purchases at the end of the month in one payment or, if you prefer, in convenient instalments.
- Earn up to 3% Cashback on your purchases at participating service stations.
- No card issuance or maintenance fees for the first year.
Advantages of the Visa Classic card
All the reasons to use the Visa Classic credit card
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Pay for your purchases conveniently
Pay off purchases at the end of the month in a single payment. You can also pay for your purchases in instalments.
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Cashback
Get 3% back on purchases at participating Shell-Disa service stations and 2% at participating Galp service stations.
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No fee
No issuance or maintenance fee in the first year, or in subsequent years if you are under 26, meet the terms and conditions of the Día a Día programme or if you pay in instalments or use the revolving payment option once a year.
Other reasons to apply for the Visa Classic
- Greater coverage abroad, with vehicle and parking reservations, and flexible payment methods tailored to suit your needs.
- If you get your card at a branch, you can personalise it with any image you want.
- Pay quickly and securely with your card, mobile phone or smartwatch, without the need for cash or a physical card.
The details, with no fine print
Information about the maintenance fee
The first year's maintenance fee is free. It's also free in subsequent years if you take advantage of the terms and conditions of the Día a Día programme.
If you do not meet the above criteria, the maintenance fee will be €48.
Conditions of the "Split your purchases into 3 interest-free instalments" promotion
Until 31st December 2026, if you sign up for a MyCard, Visa Classic or Repsol Más Visa Classic credit card, you can split purchases from €40 into 3 interest-free instalments during the 2 months following the signing of the contract.
Promotion valid for new policies until 31/12/2026.
Example of how the instalments are calculated for a purchase of €300 (the total amount of the credit) paid in instalments over 3 months with a 1-month deferral:
- 0% APR.
- 0% NIR.
- Total amount owed: €300.
- Total cost of credit (interest payments): €0.
- Monthly payment amount: 3 instalments of €100.
- French repayment system.
Credit card management entities
Credit cards issued by the hybrid payment entity CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC"), domiciled at Avenida de Manoteras n.º 20, Edificio París (28050 Madrid).
CaixaBank, S.A. acts as the agent of the card issuer.
The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. The issuance of the card is subject to approval by the CPC.
You will find the usual prices for frequent banking services (Annex 1) in www.caixabank.es/tarifas