Visa Classic is a monthly credit card that lets you pay off all your transactions at the end of the month or in convenient instalments.

Enjoy the flexibility and full control over your purchases, in your country and abroad.

Comfort and accessibility

The card is widely accepted abroad, allowing you to pay in car parks, motorway tolls and vehicle rentals easily. You can also manage your cards and make payments from your app. 

Flexible payments

You can pay off all your purchases at the end of the month or split payments into convenient instalments that suit your financial needs.

Features of the Visa Classic credit card

Features of the Visa Classic credit card

  • No fees the first year2: The card is free for the first year and in the following years if linked to a HolaBank account. Otherwise, the annual fee is €43.
  • Flexible payment options: You can choose to settle your purchases at the end of the month3 or in fixed monthly instalments.4
  • Extensive ATM network: Access more than 13,000 CaixaBank ATMs throughout Spain to view balances and withdraw cash.

Features of the Visa Classic credit card

  • Mobile management: Manage your card and make payments directly from your mobile phone using the CaixaBank app.
  • Global acceptance: Use it in a wide variety of establishments and services, both in Spain and abroad.
  • Detailed control: View your available credit limit and upcoming payments on an easy-to-access screen.

Do you have any more questions about the Visa Classic Card?

How can I manage my Visa Classic credit card from my mobile phone?

You can use the CaixaBank app to manage your Visa Classic credit card. The app allows you to make payments, control your expenses, check your available credit limit and see the upcoming payments conveniently from your mobile device.

What are the payment options available with the Visa Classic credit card?

With Visa Classic, you can choose to pay for all your purchases at the end of the month or split them into fixed monthly payments. This flexibility allows you to manage your expenses according to your financial needs.

Can I use the Visa Classic credit card abroad?

Yes, the Visa Classic card has broad international acceptance. You can use it for payments such as car rentals, motorway tolls, car parks and various establishments around the world.

What happens after the first year without fees?

The Visa Classic card remains free of charge in subsequent years if linked to a HolaBank account. Otherwise, an annual fee of €43 will apply.

Can I view my transactions and credit limit in real time?

You can view your transaction history, credit limit and upcoming payments in real time through the CaixaBank Pay app or the CaixaBankNow digital platform.

Are you not a CaixaBank customer yet?

Become a customer now, 100% online, and make the most of all the benefits we have to offer.

Become a customer

You might also be interested in

1. Card issued by the Hybrid Payment Institution CaixaBank Payments & Consumer, E.F.C., E.P., S.A.U. ("CPC"), with registered office at Avenida de Manoteras nº 20, Edificio París (28050 Madrid). CaixaBank, S.A. acts as the agent of the card issuing entity. The system chosen by CPC to protect the funds of payment service users is to deposit them in a separate account opened with CaixaBank, S.A. Issuance of the card subject to approval by the CPC. You can see the usual prices for frequent banking services (Annex 1) at: www.caixabank.es/fees

2. No issue or maintenance fees are charged in the first year. Also no fees for the following years if the card is linked to an HolaBank account. Otherwise, an annual maintenance fee of 43 euros will be charged from the first year onwards.

3. Default settlement method: end of the month. The default card payment method will not accrue interest. 0% NIR 0% APR.

4. The credit card allows other payment methods, such as revolving and/or instalment payments. Fees for the different payment methods are detailed in the ESIS and in the card contract. 

NRI: 7948-2025/09542