What is a basic payment account?

It is an account that lets you carry out essential operations, such as sending and receiving money, paying for purchases, or withdrawing cash, and can be opened by anyone living in the EU who does not already have a payment account in Spain.

• It can be denied in exceptional cases (you can see the conditions at the bottom of the page.)
• It has no maintenance fee if you are in a vulnerable situation.
• You do not have to take out any other products or services to open this account.